Lucrazia
the e-commerce asset fintech · creation pocket · ⅓ · seo niches

a multitude of small assets.

Each circle is a niche store built for about €2k. Stacking hundreds of positions dilutes the risk: a 25% success rate is enough to drive the upside.

WooCommerce architecture, 100% organic acquisition, no inventory: each supplier order is placed after the customer has paid.

(01) cost per site
~ €2k
(02) success rate
25%
(03) target margin
€800/month
(04) value at 3 years
€15 – 25k
+ hundreds of niche stores
The principle

Building rather than buying.

Cost per site~ €2k
Assumed success rate25%
Target margin per success€800/month
Value at 3 years€15 – 25k

The creation pocket does not buy existing stores: it builds new ones, each positioned on a specific niche where competition is low and demand is identifiable. Lucrazia, the fund's partner for this pocket, designs and launches these stores for about €2k each.

Because the unit cost is low, the fund can multiply its positions. The goal is not for every store to succeed, but for a portfolio of several hundred stores to include enough successes to generate a high return.

The model assumes a 25% success rate. A successful store targets a margin of €800 per month and a value of €15 – 25k after three years. Stores that miss this target are built into the calculation from the outset.

Each niche is chosen from search data: query volume, intensity of competition, average basket and availability of reliable suppliers. Bedding, baby care, soaps, eyewear, health: everyday needs that customers look up for themselves.

The niches

Specific needs, demand that searches for itself.

Bedding
Bedding
Baby care · early-learning toys
Baby care · early-learning toys
Handmade soaps
Handmade soaps
Eyewear · frames and accessories
Eyewear · frames and accessories
The model

A lean, repeatable architecture.

01
WooCommerce architecture

Each store is built on a proven, standardised technical base, which makes it quick and inexpensive to launch.

02
100% organic acquisition

Visitors arrive through search engines, with no recurring advertising budget. Traffic builds over time and does not stop when a campaign ends.

03
No inventory

Each supplier order is placed after the customer has paid. The fund ties up no capital in stock.

Portfolio logic

A few successes are enough.

~ €2k
cost to build a store
maximum loss per position
25%
assumed success rate
failures are built in
€800
target monthly margin
per successful store
€15 – 25k
value at 3 years
per successful store

Source: lucrazia.com (creation cost, success rate). Targets are not guaranteed.

Ramp-up

A return that builds over time.

A niche store takes time to rank in search engines. The pocket distributes nothing in year one, then ramps up gradually to its cruising level.

Y10%
Y215%
Y325%
Y430%
Y530%

Projected annual dividend distributed by the creation pocket, Y1 to Y5. Non-binding projection.

The life cycle of a niche store

From idea to profitable asset.

01
Choosing the niche
01

Analysis of search queries, competition, average basket and available suppliers.

02
Building
02

Lucrazia builds the store on a standardised WooCommerce base: catalogue, content, checkout journey.

03
Ranking
03

Content production and technical work to position the store on its niche's searches.

04
Ramp-up
04

Tracking traffic, sales and margin. Stores that take off receive more editorial work.

05
Review
05

Each store is kept, strengthened or closed depending on its results. Successful stores may also be sold.

Asymmetry

Why it is the dose of upside.

The risk on each position is small and known; the gain from a success is several times larger.

01A capped loss
What is at stake per store

A store that fails to find its audience costs the fund its initial investment, about €2k. There is no stock to clear and no advertising commitment to honour.

02A multiplied gain
What a success brings

A successful store targets €800 of margin per month, and a value of €15 – 25k after three years: several times its initial cost.

03The law of numbers
Hundreds of positions

Stacking hundreds of stores dilutes individual risk. The outcome depends on the portfolio's success rate, not on the fate of a single store.

04A core behind it
The dividend does not rely on creation

The established pocket carries the 15% dividend from year two. The creation pocket comes on top: it is the source of upside potential, not a condition of the return.

BeddingBaby careSoapsEyewearHealthEveryday nichesOrganic searchNo inventoryBeddingBaby careSoapsEyewearHealthEveryday nichesOrganic searchNo inventory
BeddingBaby careSoapsEyewearHealthEveryday nichesOrganic searchNo inventoryBeddingBaby careSoapsEyewearHealthEveryday nichesOrganic searchNo inventory
Health and wellbeing

Specific markets, demand that searches for itself.

Bedding, baby care, soaps, eyewear, health: these are everyday needs that customers look up themselves on search engines. A specialised store that ranks well on these searches captures existing demand without having to create it.

Lucrazia brings the creation method and the SEO know-how. TakeMyShop and Lucrazia are paid together 15% of the stores' revenue: they earn when the stores sell.

  • —Low-competition niches
  • —Demand expressed in search engines
  • —An operator paid on revenue
The two pockets

Two pockets, two complementary roles.

Established pocket (⅔)Creation pocket (⅓)
Allocation⅔ of the fund⅓ of the fund
SourcingDirect, off-market, partner networklucrazia.com
Ticket per site€50k – 1M€2k per site
Criterion / successPayback in ≈ 3 years25% success · €800/month
Projected dividend12% in Y1, then 15% per year15% in Y2, 25% in Y3, 30% at run-rate (from Y4)
RoleThe foundation of the dividendThe dose of upside

Source: lucrazia.com (creation cost, success rate). Fund model projections, non-binding.

The strategy

A steady core, a dose of upside.

See how the two pockets combine to target an annual dividend of 15% from year two, with upside potential once the portfolio reaches full run-rate.

The model assumes that around 75% of the stores created will not reach their target. The actual success rate may be lower than 25%. The stores depend on organic search, and therefore on changes to search engines, as well as on supplier reliability. The pocket's return is nil in year one. Non-binding projections; risk of total or partial loss of capital.

Next page · The assets
Sourcing & audit
How we find and vet the assets.
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